Reimbursement guides
Step-by-step guides for each country pair. Forms, timelines, common rejection reasons, and cost breakdowns — in plain language.
Polish patient, insured in Germany
How to access Polish-language therapy and claim reimbursement under EU Directive 2011/24/EU or German Kostenerstattungsverfahren.
Save ~€40/session vs. German private therapy
Spanish patient, insured in Germany
Complete guide for Spanish and Latin American patients living in Germany seeking reimbursement for native-language therapy.
Save ~€25/session vs. German private therapy
Romanian patient, insured in Italy
Reimbursement pathway for Romanian patients in Italy — one of the largest and most underserved diaspora groups in Europe.
Save ~€35/session vs. Italian private therapy
Polish patient, insured in Netherlands
Cross-border guide for Polish patients in the Netherlands, leveraging the same Polish therapist pool.
Significant savings vs. Dutch private rates
Guides cover both EU Directive 2011/24/EU (pay abroad, claim from home insurer) and German Kostenerstattungsverfahren (§13(3) SGB V) where applicable.
Information is updated regularly but regulations change. Always verify with your insurer and consult the relevant National Contact Point.