How it works

Cura connects EU diaspora patients with native-language therapists and explains the reimbursement process — clearly, step by step.

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For patients

01

Find a therapist on Cura

Browse our directory of licensed therapists filtered by your language and the country you're insured in. All therapists listed are experienced with cross-border EU patients.

02

Read your reimbursement guide

We have step-by-step guides for each country pair — exactly what forms you need, what to document, what your insurer needs to see, and realistic timelines.

03

Contact the therapist directly

All contact happens off-platform. No booking system, no intermediary. You reach out, agree on sessions, and start therapy.

04

Submit your claim

Using our guide, you submit your reimbursement claim to your insurance. For most cross-border claims under EU Directive 2011/24/EU, no prior authorisation is needed.

What will it actually cost?

Cross-border (e.g. Polish therapist)

Therapist charges~€45/session
Insurance reimburses~€40/session
Your out-of-pocket~€5/session

German private (Kostenerstattung)

Therapist charges~€120/session
Insurance reimburses~€75/session
Your out-of-pocket~€45/session

Estimates based on typical 2025 market rates. Actual reimbursement depends on your insurance plan and home country rates. Always confirm with your insurer.

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For therapists

01

Apply for a listing

Submit your credentials, languages, therapy methods, and session cost range. We verify your license and approve manually — typically within 48 hours.

02

Go live on the directory

Your profile appears in our searchable directory. Patients in your language group can find and contact you directly.

03

Support cross-border patients

We provide guidance on how to document sessions for insurance claims, what invoices need to include, and how to structure your practice for EU patients.

Founding partner programme

The first 8–10 therapists per market get a free listing in Year 1 and €5/month thereafter (50% off). We're recruiting now for Polish → Germany.

Apply by email →